Insurance and Pension Law is a key legal field that provides protection for individuals and businesses against potential future risks. This area includes life insurance, health insurance, auto insurance, fire and unemployment insurance, as well as individual pension systems and social security practices.

Insurance contracts are specialized agreements that define how parties should act in the event of a risk. These contracts impose a compensation obligation on the insurer and a premium payment obligation on the insured. In insurance law, general terms, special conditions, and clauses are of great importance. Therefore, the drafting and interpretation of insurance contracts require careful attention.